Terms and Conditions of Use

Terms and Conditions of Service for OxyB Securities

Last Updated: October 26, 2023

Welcome to OxyB Securities, a part of Oxyzo Financial Service. These Terms and Conditions ("Terms") govern your access to and use of the OxyB Securities website (the "Site") and all services, products, content, tools, and information available through the Site (collectively, the "Services"). By accessing or using the Site and Services, you agree to be bound by these Terms. If you do not agree to these Terms, you may not access or use the Site or Services.

1. Acceptance of Terms

By accessing and using our Site and Services, you acknowledge that you have read, understood, and agree to be bound by these Terms, as well as our Privacy Policy. These Terms constitute a legally binding agreement between you and OxyB Securities.

2. Description of Services

OxyB Securities provides scalable investment services primarily to Financial Institutions, Wealth Managers, and High Net Worth Individuals (HNIs). Our services include, but are not limited to, offerings in Fixed Income Securities, Mutual Funds, and Insurance solutions. All investment services are subject to market risks, and past performance is not indicative of future results.

3. User Obligations

As a user of our Site and Services, you agree to:

• Provide accurate, current, and complete information as may be required for account registration or service utilization.
• Maintain the confidentiality of your account credentials and be responsible for all activities that occur under your account.
• Use the Site and Services only for lawful purposes and in accordance with these Terms.
• Not engage in any activity that could harm, disable, overburden, or impair the Site or interfere with any other party's use and enjoyment of the Site.
• Not attempt to gain unauthorized access to any portion or feature of the Site, or any other systems or networks connected to the Site or to any OxyB Securities server.

4. No Investment Advice

The content on this Site is for informational purposes only and does not constitute financial, investment, legal, or tax advice. OxyB Securities is not a financial advisor, and nothing on this Site should be construed as an offer to sell or a solicitation of an offer to buy any security or investment product. All investment decisions should be made in consultation with a qualified financial professional.

5. Intellectual Property

All content on the Site, including text, graphics, logos, images, audio clips, digital downloads, and software, is the property of OxyB Securities or its content suppliers and protected by Indian and international copyright laws. The compilation of all content on this Site is the exclusive property of OxyB Securities.

6. Disclaimers and Limitation of Liability

THE SITE AND SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. OXYB SECURITIES MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE OPERATION OF THE SITE OR THE INFORMATION, CONTENT, MATERIALS, OR PRODUCTS INCLUDED ON THIS SITE. TO THE FULLEST EXTENT PERMISSIBLE BY APPLICABLE LAW, OXYB SECURITIES DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE.

OXYB SECURITIES WILL NOT BE LIABLE FOR ANY DAMAGES OF ANY KIND ARISING FROM THE USE OF THIS SITE OR FROM ANY INFORMATION, CONTENT, MATERIALS, PRODUCTS (INCLUDING SOFTWARE) OR SERVICES INCLUDED ON OR OTHERWISE MADE AVAILABLE TO YOU THROUGH THIS SITE, INCLUDING, BUT NOT LIMITED TO DIRECT, INDIRECT, INCIDENTAL, PUNITIVE, AND CONSEQUENTIAL DAMAGES, UNLESS OTHERWISE SPECIFIED IN WRITING.

7. Indemnification

You agree to indemnify, defend, and hold harmless OxyB Securities, its affiliates, officers, directors, employees, agents, and licensors from and against any and all claims, liabilities, damages, losses, costs, expenses, or fees (including reasonable attorneys' fees) that such parties may incur as a result of or arising from your (or anyone using your account's) violation of these Terms.

8. Third-Party Links

Our Site may contain links to third-party websites or services that are not owned or controlled by OxyB Securities. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. We strongly advise you to read the terms and conditions and privacy policies of any third-party websites or services that you visit.

9. Termination

We may terminate or suspend your access to our Site and Services immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach these Terms. All provisions of the Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

10. Governing Law and Dispute Resolution

These Terms shall be governed and construed in accordance with the laws of India, without regard to its conflict of law provisions. Any dispute arising out of or in connection with these Terms, including any question regarding their existence, validity, or termination, shall be referred to and finally resolved by arbitration in Gurugram, Haryana, India, in accordance with the provisions of the Arbitration and Conciliation Act, 1996, as amended. The language of the arbitration shall be English.

11. Changes to These Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion. By continuing to access or use our Site and Services after those revisions become effective, you agree to be bound by the revised terms.

12. Contact Us

If you have any questions about these Terms and Conditions, please contact us:

• By email: bondsdesk@ofbusiness.in
• By visiting our Contact Us page: Contact Us

We are committed to addressing your inquiries promptly and transparently.